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The Insurance Store Blog

View the latest blog posts from The Insurance Store.

Thursday, February 6, 2025

The Importance of Life Insurance

Life insurance plays a crucial role in providing financial security and peace of mind. Here are a few key reasons why it's important: Financial Protection: Life insurance ensures that your loved ones are financially protected in the event of your untimely death. READ MORE >>

Wednesday, January 29, 2025

How California Fires affect insurance

The recent California wildfires are having a significant impact on the insurance industry. Here are some key points: Increased Premiums: Insurance companies are facing losses of up to $30 billion from the wildfires, and as a result, they are seeking premium increases of between 30% and 50%. READ MORE >>

Wednesday, January 8, 2025

Insurance in 2025

The insurance industry is gearing up for some significant changes in 2025. Here are a few key trends to watch: Aging Population: With the global population aging, there's an increasing demand for life and health insurance products tailored to older adults. READ MORE >>

Wednesday, December 11, 2024

Does Santa Need Insurance for His Sleigh Delivering Packages?

  When we think of Santa Claus, we picture a jolly old man with a white beard, a red suit, and of course, a sleigh pulled by reindeer. This sleigh, magical and swift, zooms around the world delivering gifts to children on Christmas Eve. READ MORE >>

Tuesday, November 19, 2024

Can Thanksgiving affect your insurance?

Thanksgiving can have a few notable effects on insurance policies, particularly in areas such as home, auto, and health insurance. Here are some of the ways the holiday might impact insurance: 1. Homeowners Insurance Property Damage: With the increased cooking and gatherings, there's a higher risk of accidents that could cause property damage. READ MORE >>

Wednesday, September 18, 2024

Benefits of Bundling Home & Auto Insurance

Bundling your home and auto insurance offers several key benefits: Cost Savings: Most insurance companies provide significant discounts for bundling, which can lower your overall premium for both policies. READ MORE >>

Monday, September 9, 2024

Insurance Commercials

As the crisp autumn air settles in and football season kicks off, Sundays become a tapestry of touchdowns, tackles, and, of course, television commercials. For many, the games are a ritual, a time to gather with friends, indulge in snacks, and cheer on their favorite teams. READ MORE >>

Tuesday, August 27, 2024

Why Insurance is So Expensive: Understanding the Factors Behind Rising Costs

Insurance can be a significant expense for individuals and businesses alike. Whether it’s health insurance, auto insurance, or homeowners insurance, many people find themselves grappling with high premiums and wondering why insurance costs continue to climb. READ MORE >>

Friday, June 16, 2017

What are some examples of unexpected exclusions in a home insurance policy?

There are seven general types of home insurance policies under the industry standard Homeowners 2000 Program, ranging from HO-1 to HO-8 (there is no HO-7) as of 2014. Perils covered under HO-1 policies are very narrow, and they are not sold in all states. READ MORE >>

Wednesday, June 7, 2017

5 Household Items You Should Insure

You probably don't think about it until happens. How many assets do you own that are high-value items either in terms of monetary or sentimental value? Your homeowner's insurance doesn't cover everything you own and the items it does cover are only partially insured if they're high-priced items. READ MORE >>

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