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The Insurance Store Blog: homeowner

View the latest blog posts from The Insurance Store.

There are seven general types of home insurance policies under the industry standard Homeowners 2000 Program, ranging from HO-1 to HO-8 (there is no HO-7) as of 2014. Perils covered under HO-1 policies are very narrow, and they are not sold in all states. READ MORE >>

If you and the guy who wants to steal your television sat down to shoot the breeze, what would you ask him? The chance to pick a burglar’s brain could certainly give you some ideas for home security upgrades, but it’s not a very common opportunity. So, we created some fictional burglar monologues (based on real research). READ MORE >>

You probably wouldn't hold onto the same cell phone for 20 years, right? Home items like your thermostat are no different! While your entire house doesn’t need to be on the cutting edge, these four items are worth upgrading: Homeowners Insurance. If there’s a flood, are you covered? READ MORE >>

What makes something worthwhile? When it comes to your home, it’s all about long-term benefits. These four actions will save you tons of time and money down the road! Plant Trees. If you have a yard that can handle it, planting a few trees on your property will go a long way. READ MORE >>

You bought that new refrigerator with the smart controls. Your new washing machine has green technology that will help save water. These appliances likely cost you a pretty penny. You want them to last and to continue to work. But, you never know when you might face a loss in your home. READ MORE >>

The chance of severe weather could lead to damages if you live in an area that is prone to flooding. You likely know this, and that’s why you keep a close eye on the weather. If you live in a home that is a high risk for flooding, it’s your responsibility to know how best to control those risks. READ MORE >>

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